Business Solutions

Key Person Insurance

Key person life insurance provides a death benefit that protects a business from the financial impact of losing a critical leader. At Monarch Financial Group, we help you put this safeguard in place to maintain business continuity, protect sales and credit, and preserve confidence among employees, customers, and creditors. It can also provide the resources needed to recruit and develop a qualified successor.

Executive Benefits

The strength of a business often depends on the talent, passion, and work ethic of its key leaders. At Monarch Financial Group, we design executive benefit packages that help you attract, retain, and reward top performers—supporting your company’s long-term health and stability. Our solutions include funding for non-qualified plans, supplemental retirement plans, split-dollar arrangements, and more.

Succession Solutions

Succession solutions empowers business owners to exit on their own terms while preparing the company for transfer to family, key employees, an outside buyer, or even a charity. At Monarch Financial Group, we design strategies that secure your financial future, maintain harmony, and maximize the value of your business.

Funding Buy-Sell Agreements

A buy–sell agreement is a legally binding strategy between business co-owners that outlines what happens if an owner leaves the business—whether by choice or due to death or disability. At Monarch Financial Group, we help design and fund these agreements, often using life insurance to ensure the resources are available when needed, protecting the business and all parties involved.

Funding Deferred Compensation

Deferred compensation is an agreement in which an employee chooses to have part of their earnings withheld, invested, and distributed at a future date. At Monarch Financial Group, we help design these strategies as a flexible tool to attract, retain, and reward key employees—aligning incentives with long-term business success.